SecurePay
SecurePay – fast and simple financing of Liability/Hull (OC/AC) policies at the agent
SecurePay is Liability/Hull (OC/AC) policy financing with free deferred payment or convenient instalments, available directly at the agent.
Thanks to SecurePay, the client can conclude a policy without having to pay the full amount upfront, and the entire process takes place at the point of purchase, without involving a bank.
How does SecurePay work?
SecurePay simplifies the purchase decision to one question: "Do I pay now or later?"
The process is fast, simple, and intuitive:
The agent obtains the client's consent for financing.
The policy is scanned into the system – no manual data entry required.
SecurePay issues a decision automatically (~11 seconds).
The client chooses deferred payment for 0 PLN or spreading the premium into instalments.
The contract is approved online (SMS), and the policy is active immediately.
SecurePay Parameters
Decision
(max. 11 seconds)
real-time analysis of policy
scan data.
Entire process
(max. 2 minutes)
from client consent to contract conclusion.
Non-bank
model
no bank credit
and additional formalities.
Availability
at the agent
financing available
exactly where the client
buys the policy.
Data from
policy scan
fast and error-free service.
Technical support
LM PAY S.A.
6 days a week (working days 8:00 AM – 8:00 PM,
Saturdays 9:00 AM – 2:00 PM).
Why SecurePay is useful
For the client:
- ability to pay for the policy in a convenient way,
- no need for a one-off payment.
For the agent:
- reduction of service time,
- no risk of losing a sale due to the client's lack of funds.
Together:
- simplicity, transparency
- fast financial decision at the point of purchase.
Any questions?
Contact our experts.
22 266 83 70 (Mon-Fri 8 AM - 8 PM, Sat 9 AM - 2 PM)
FAQ – frequently asked questions about SecurePay
SecurePay is Liability/Hull (OC/AC) policy financing with deferred payment or convenient instalments, available directly at the insurance agent.
Yes. SecurePay allows you to split the premium into convenient instalments, without having to pay the full amount at once.
Yes. SecurePay allows you to defer payment for 0 PLN, up to 30 days from the date of policy purchase.
The decision appears in real-time, usually in about 11 seconds from scanning the policy.
No. SecurePay operates in a non-bank model, without additional banking stages.
No. The system retrieves data from the policy scan; the client only needs an ID card, an e-mail address, and a phone number.
Summary
SecurePay is fast and simple financing of Liability/Hull (OC/AC) policies with deferred payment for 0 PLN or in convenient instalments.
The solution works at the point of purchase, speeds up the decision process, simplifies handling, and allows the client and agent to close the sale in a single conversation.
Thanks to its repeatable structure, simple processes, and instant decision, SecurePay fits into the modern insurance sales model, where financing becomes a natural element of the purchase rather than an add-on.
