CUK Flex Pay
Flexible policy payment – defer or pay in instalments
When you buy motor insurance, you can use a convenient and secure premium financing option. With CUK Flex Pay, you don’t have to pay the full amount upfront – you get flexibility and payment tailored to your current needs.
What is CUK Flex Pay?
CUK Flex Pay is a financial solution designed for people who want to:
defer the premium payment
by 30 days
with no additional
costs
spread the premium payment
into convenient instalments
quarterly (4 instalments)
or monthly (11 or 12 instalments).
It’s a fast, safe, and simple way to avoid straining your household budget with a one‑off expense.
How does it work?
You choose a motor insurance policy with your insurance agent.
You opt for premium financing via CUK Flex Pay.
You sign the application online or with the agent – the whole process takes just a few minutes.
You pay the premium after 30 days or in the chosen instalment plan, without any upfront payment.
The entire process takes place during the policy purchase and requires no extra visits or paperwork.
Who are we?
CUK Flex Pay was developed by LM PAY S.A. – a financial institution specializing in simple and transparent instalment solutions that help clients manage their expenses sensibly. The company has been operating since 2010 and has been listed on the Düsseldorf Stock Exchange since 2023.
Why use CUK Flex Pay?
Flexibility
you pay when it suits you:
after a month or in instalments.
No cost
for deferred
payment
0 PLN for an extra 30 days.
Clear terms
no hidden fees or complicated
contracts.
Speed and convenience
everything is handled during
policy issuance.
Greater access
to coverage
even on a limited budget.
Questions?
Your insurance agent will gladly provide all the information and help you use CUK Flex Pay.
You can also contact us directly at +48 22 266 83 70 (Mon–Fri 8 – 20, Sat 9 – 14).