For nearly 20 years, she has been associated with the financial sector and credit risk management. She has extensive experience in building credit risk models, optimizing models, and making decisions that support the long-term development of organizations. She is distinguished by her ability to align financial objectives with regulatory requirements and risk management, as well as by effective cooperation with key stakeholders. She is characterized by a responsible approach to management, high business awareness, and a strong commitment to the highest standards of ethics and transparency.