This year, LM PAY S.A. celebrates 15 years of activity. To mark this milestone, the team spent time at Hotel Shellter Resort & Spa, participating in joint team-building activities. It was a time for conversations, sharing experiences, and strengthening the bonds that form the foundation of our success.
As Jakub Czarzasty, CEO of LM PAY S.A., emphasizes:
“Success is built by people – the team, our partners, and our clients. Thanks to them, we can set new industry standards and develop innovative financial solutions.”
The 15th anniversary is not only an opportunity to celebrate but also a moment to look forward and continue strengthening LM PAY S.A.’s position as a pioneer in financing medical and aesthetic services.
At LM PAY S.A., we develop innovative solutions every day to make it easier for patients to access medical and beauty services – without financial barriers.
We are proud to announce that we have been included in the Polish Lendtech Map 2025, among 160 companies shaping the future of finance in Poland. We have been recognized in the BNPL (Buy Now, Pay Later) category for our proprietary Care Now, Pay Later (CNPL) model.
What does CNPL offer patients and partners?
We would like to thank the Lendtech Foundation for preparing this map and for the opportunity to help create an ecosystem where financial innovations improve people’s lives.
From September 17 to 19, 2025, we participated in OPTYKA 2025 in Poznań, held in Halls 3 and 3A at the Poznań International Fair. This is one of the most important events for the optical industry in Poland, bringing together representatives of optical salons, manufacturers, distributors, and other industry professionals who, in a spirit of professionalism and collaboration, are shaping the future of the market.
For LM PAY S.A., the optical sector is one of our key areas of focus. At our booth, we showcased MediPay by MediRaty, a modern financing solution that:
OPTYKA 2025 was not only a place to present the latest innovations and build business relationships. It was also a space for knowledge sharing and inspiring conversations with optical industry professionals who, like us, are focused on improving customer comfort and expanding premium services.
We would like to thank everyone who visited our booth and spoke with us about how flexible payment solutions can support the growth of optical salons and enhance customer satisfaction.
On September 20–21, 2025, we had the pleasure of participating in the 20th Congress of the Academy after Diploma: “Interdisciplinary Challenges in Modern Veterinary Medicine” in Kraków, organized by Medical Tribune Polska. This important event brought together veterinarians, experts, and industry representatives to exchange experiences and explore new ways to enhance the quality of care for animals.
For LM PAY S.A., veterinary care is a key area of development. At our booth, we showcased how our financing solutions – MediPay and MediRaty – support clinics in their daily practice. These solutions help:
During the congress, we had the opportunity to discuss with veterinarians how our solutions can be integrated into everyday practice and shared insights on making veterinary care more accessible.
We thank everyone who visited us and engaged in inspiring conversations. Together, we are finding ways to make care for furry patients even more accessible and comfortable.
This past weekend was full of emotions, inspiration, and knowledge – it was the time of the 48th edition of the LNE Congress and Fair in Kraków.
This is one of the largest and most important events in the beauty industry, organized for over 30 years.
This year’s edition featured more than 350 renowned brands, and 60 beauty industry experts and stars appeared on five thematic stages.
Participants had the opportunity to attend over 50 premiere shows and lectures, and the event attracted thousands of visitors.
Our representatives attended, among others, the following sessions:
• “Medical Cosmetology in Practice – Case Study”
• “AI in Cosmetology – Cosmetic Composition Analysis, Skin Diagnostics, and Treatment Personalization”
• “The Secrets of Pricing – How to Set Service and Package Prices So Clients Buy More”
Our presence at the fair was above all an opportunity to present innovative financial solutions for aesthetic clinics.
Key goals included education, building new business relationships, and continuously expanding knowledge of the latest trends and technologies.
Our booth attracted great interest – the long lines of visitors were a pleasant surprise!
Many clinic owners had previously been skeptical about financial systems based on monthly payments, but after speaking with our representatives and reviewing the data, their attitude quickly changed!
We particularly appreciate all the conversations and the warm reception of our solutions, especially the new variants of the proven MediPay deferred payment system.
Events like the LNE Congress confirm our belief that the beauty industry has enormous development potential, and the right financial tools can significantly support it.
We’re already looking forward to the next edition of the fair – see you this autumn!
On March 15–16, 2025, we had the honor of participating as a sponsor in the 19th Postgraduate Academy Veterinary Congress, held at the Hilton Warsaw City Hotel. The event was organized by the veterinary magazine MAGWET. The congress attracted as many as 800 participants, mainly veterinarians and practitioners, which demonstrates the great interest in the subject matter and the high prestige of the event within the industry.
This prestigious event brought together leading specialists in the field of veterinary medicine, offering a rich program that included 17 independent lectures and 9 discussion panels covering topics from diagnostics to modern treatment methods.
Our company proudly supported the event, recognizing the importance of continuous development and education in the veterinary field. Congress attendees had the opportunity to take part in sessions led by outstanding experts, ensuring a high level of substantive content in the lectures.
The congress also featured numerous panel discussions, workshops, and presentations of the latest advancements in veterinary medicine. It was an excellent opportunity to make new connections, exchange experiences, and expand knowledge.
As a sponsor of the event, we had the opportunity to present our offer and innovative solutions supporting the work of veterinarians. Importantly, once again, we were the only company offering patient financing solutions at such an event.
This confirms our position as a leader in this field, but also prompts reflection: why were we the only ones to take on this role among so many companies in the market? Does the industry not yet fully recognize the need for such solutions, or are we setting a direction that others will only consider in the future?
We are delighted to have been part of this exceptional event and to have contributed to its success.
We thank all participants for the fruitful conversations and inspiring meetings.
We eagerly await future editions of the congress and continued cooperation for the advancement of veterinary medicine in Poland.
With satisfaction, we are pleased to announce our collaboration with Karolina Kupczak – a renowned figure in the Beauty industry, creator of the podcast “BEAUTY IS MY BUSINESS,” trainer, author, and owner of a training platform for the Beauty sector. Karolina is an accomplished professional whose achievements impress on many levels.
As a specialist in permanent makeup for over 8 years, she has gained the trust of more than 3,000 clients and trained over a thousand students. Her training center, KW Beauty, is one of the largest in southern Poland, and her online courses have sold 435 copies.
Karolina’s podcast, “BEAUTY IS MY BUSINESS,” which we now proudly sponsor, is a treasure trove of knowledge for professionals in the beauty industry as well as for those taking their first steps in business. Weekly episodes, available on Spotify, cover topics from marketing and brand building to permanent makeup techniques and other fields inseparably connected to the beauty industry, inspiring and educating listeners.
Our partnership with Karolina Kupczak presents an excellent opportunity to strengthen our presence in the aesthetic services market through the wide reach of her podcast and its engaged community.
It’s also worth noting the continued growth of the audio content market. According to a podcast listener report conducted by Eurozet Group, “the number of people who listened to podcasts at least once a month in 2023 increased year-over-year by over 1.6 million, reaching 9.8 million.” Spotify—a digital platform for music, podcasts, and videos—has seen an increase in podcast content by over 9 million since 2020, and the podcast “BEAUTY IS MY BUSINESS” is currently ranked among the top 200 most-played in the past month.
In a fast-paced world where time has become one of the most valuable resources, the ability to listen to content while multitasking is especially appealing. Formats like podcasts—accessible, engaging, and flexible—meet the needs of modern consumers.
By establishing this sponsorship for the “BEAUTY IS MY BUSINESS” podcast, our company is keeping pace with the times, following trends, and responding to the evolving needs of the market.
We encourage you to follow the “BEAUTY IS MY BUSINESS” podcast on Spotify.
The recent team-building trip of LM PAY S.A. will stay in the memory of all participants for a long time. Already on the bus, as we traveled together to the town of Siła in the Warmian-Masurian Voivodeship, a unique atmosphere was felt. Laughter, conversations, and a positive attitude accompanied us from the very beginning, perfectly aligning with the trip’s goal – strengthening relationships and team integration.
The picturesque town of Siła, located amidst forests and the Wulpińskie Lake, proved to be the ideal place to relax and recharge. A key highlight of the trip was a visit to the “Mazury Golf & Country Club” golf course, where, under the guidance of professional trainers, we had the chance to explore the intricacies of this elegant sport. For many of us, it was a completely new adventure that not only provided a lot of excitement but also gave an opportunity for collective learning and friendly competition in a relaxed atmosphere.
Apart from sports activities, time for relaxation was also ensured. The SPA area, swimming pool, and evening company dinners and events allowed us to forget about our daily responsibilities and fully enjoy the moment. Evenings filled with conversations, laughter, fun, and an unforgettable bowling game were the perfect opportunity to deepen relationships, both professional and personal.
The trip to Siła was not only a time to relax but also a great opportunity to strengthen the bonds within our team. Thanks to this experience, we return to our daily tasks with renewed energy, better understanding, and the feeling that together we can achieve even more.
“New Generation Dentistry: How to Combine Medical, Emotional, and Technological Aspects.”
On May 18, 2024, we had the great pleasure of participating in the Medicover Stomatology Conference for doctors and facility managers. Our cooperation has a long history, and it is important for us to support our Partners. This event was extremely inspiring and highlighted the importance of collaboration in the medical industry.
In addition to a series of lectures full of substantive knowledge on new technologies revolutionizing dentistry, we also had the opportunity to meet and talk with industry experts. These conversations reinforced our belief in the significance of our cooperation and the indispensable financing solutions we offer, which have become standard in many clinics.
The event, held at the Marriott Hotel in Warsaw, featured LM PAY S.A. as a Sponsor. We are extremely proud to support such events. Together we can achieve more!
On the 9th and 10th of March, we had the incredible pleasure of participating in the BEAUTY FORUM Fair, which took place at the Warsaw EXPO Center.
It was a special time when we could meet our business partners in person and talk about our services, which were created with the needs of clients in aesthetic clinics in mind.
This event attracted close to 10,000 people and 500 companies and brands related to the broadly understood aesthetic industry, so of course, we couldn’t miss it!
It is also worth mentioning that the BEAUTY FORUM Fair is not only an opportunity to present our services but also a chance to expand knowledge, establish new business contacts, and follow the latest trends in the aesthetic industry.
The high interest in our services, which was particularly noticeable during the fair, is extremely important and motivating for us to continue developing!